Loan amounts from ₹50,000 to ₹20,00,000 with competitive rates starting at 7.99% per annum. No hidden charges, transparent terms.
Apply in just 2 minutes. 100% digital, secure, and transparent process.
Representative Example
Loan ₹1,00,000 | 24 mo | 9.5% APR | EMI ₹4,594 | Total ₹1,10,256 (incl. fees)
Thank you for choosing Utthan Capital. Your application ID is
Our team will review your application within 2-4 hours
You'll receive a call/WhatsApp message for document verification
Loan approval within 24-48 hours after document submission
Funds disbursed directly to your bank account
Comprehensive financial solutions tailored to your needs. All loans subject to eligibility and approval.
Flexible personal loans for weddings, travel, medical expenses, or any personal need. ₹50K - ₹20L.
Apply NowBuy your dream home with competitive rates starting from 7.99% and flexible repayment up to 10 years.
Apply NowGrow your business with working capital loans. Quick approval for SMEs and entrepreneurs.
Apply NowFinance your dream car with attractive interest rates. New and used car loans available.
Apply NowInvest in your future with education loans for higher studies in India and abroad.
Apply NowUnlock the value of your gold with instant loans. Safe storage and quick processing.
Apply NowEmergency medical loans for surgeries, treatments, and healthcare expenses. Fast approval.
Apply NowFinance electronics, appliances, furniture with easy EMI options. Shop now, pay later.
Apply NowSupport farming activities with loans for seeds, equipment, and agricultural development.
Apply NowCalculate your monthly installments and plan your finances
⚠️ Note: These are indicative EMI values only. Final loan terms, interest rates, and processing fees depend on your eligibility, credit assessment, and verification by UTTHAAN CORPORATION PRIVATE LIMITED.
Get your loan in 3 simple steps
Fill out our simple online application form with your basic details and loan requirement
Our team verifies your documents and conducts credit assessment for approval
Receive funds directly in your bank account after final approval and agreement signing
Important information for loan applicants
All loan applications are subject to eligibility criteria, credit assessment, and final approval by UTTHAAN CORPORATION PRIVATE LIMITED. Meeting minimum requirements does not guarantee loan approval.
Complete KYC (Know Your Customer) compliance and document verification are mandatory as per RBI guidelines. False or incomplete information will result in application rejection.
All personal and financial information is handled securely as per our Privacy Policy and data protection regulations. Your data will not be shared with third parties without consent.
While we strive for fast processing, approval timelines depend on document completeness, credit checks, and verification. Typical processing takes 24-48 hours for complete applications.
Borrow only what you need and can afford to repay. Defaulting on loan payments negatively impacts your credit score and may result in legal action and asset seizure.
Check if you meet our eligibility criteria
Note: These are general eligibility criteria. Final approval depends on comprehensive credit assessment, documentation verification, and internal policies of UTTHAAN CORPORATION PRIVATE LIMITED.
Your concerns matter to us
Registered Name: UTTHAAN CORPORATION PRIVATE LIMITED
CIN: U01139RJ2025PTC106370
Address: 63 Pawan Putra Colony, Karni Palace Road, Panchyawala, Jaipur, Jaipur, Rajasthan, India, 302034
Regulatory Compliance: Registered with Reserve Bank of India (RBI) as NBFC
Call us at 04843519355 or email support@utthancapital.in
If unresolved, escalate to our designated Grievance Officer via official channels
If still unresolved after 30 days, you may approach the RBI Ombudsman for Non-Banking Financial Companies
Expected Resolution Timeline: Most grievances are resolved within 7-15 business days. Complex cases may take up to 30 days. You will receive regular updates on your complaint status.
Quick answers to common questions
We offer personal loans ranging from ₹50,000 to ₹20,00,000. The exact loan amount you're eligible for depends on your income, credit score, existing liabilities, and repayment capacity as assessed by our credit team.
Our interest rates start from 7.99% per annum and can go up to 12% per annum, depending on your credit profile, loan amount, tenure, and eligibility assessment. Customers with excellent credit scores typically qualify for lower interest rates.
We offer flexible loan tenures ranging from 12 months (1 year) to 120 months (10 years). Longer tenures result in lower monthly EMIs but higher total interest paid. Choose a tenure that fits your repayment capacity and financial goals.
For complete applications with all required documents, the approval process typically takes 24-48 hours. However, this timeline may vary based on document verification, credit checks, and the complexity of your application. We strive to process applications as quickly as possible.
Yes, you can prepay your loan either partially or fully before the tenure ends. Prepayment charges may apply as per your loan agreement terms. Contact our customer support at 04843519355 for specific prepayment charges applicable to your loan.
Basic documents include: (1) Aadhaar and PAN card for identity verification, (2) Last 3-6 months bank statements, (3) Proof of income (salary slips, ITR, or business financials), (4) Address proof, and (5) Employment/business proof. Additional documents may be requested based on your profile.
Real experiences from our valued customers
Mumbai
"Excellent service! Got my loan approved in just 36 hours with very competitive interest rates. The entire process was transparent and hassle-free."
Pune
"Very professional team. They helped me understand all the terms clearly. Got the best interest rate at 8.5% for my personal loan. Highly recommended!"
Delhi
"Good experience overall. The EMI calculator was very helpful in planning my finances. Documentation process was smooth and digital."